DJ insurance
Join over nearly a million customers (including over 1,300 DJs like you) – we offer DJ public liability insurance from £5.64*
Get tailored quotes in 7 minutes
- UK-based expert support, online and on the phone
- Get covered and all your documents the same day
- Compare DJ insurance quotes from trusted brands
10% of customers pay the equivalent of £5.64 a month*
Compare quotes from leading brands
Rated 4.6/5
Based on 40k reviews
Claims paid in 24 hours
For 80% of settled claims
Why do DJ’s need insurance?
It’s all too easy to claim against a disk jockey. Heavy equipment, contractual agreements, employee health and safety – these are expensive risks. For example, if someone gets injured and you’re served with a claim, would you have the funds ready to set things right? Start with DJ public liability insurance, and add any extra cover you need.
- DJ insurance, UK-based claims and customer service team
- peace of mind that your expensive DJ equipment is covered in the case of theft, loss or damage
- mobile DJ insurance, protecting you at an event or while you get on with admin
What insurance do I need as a DJ?
Whether it’s your first gig or your fiftieth, as a DJ you promise escapism. Your client won’t usually have their eye on all the risks and what-ifs, but covers like public liability insurance for DJs are designed to take care of that. Use our cover options to set up specific insurance, pay monthly if you need to, and add protection for any employees.
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DJ public liability insurance
In case your DJ business causes an injury or property damage.
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Employers’ liability insurance
In case anyone gets ill or injured while working for your DJ business.
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DJ equipment insurance
In case something happens to your essential kit.
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Legal expenses insurance
In case you have to pay legal costs connected with your DJ business.
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Personal accident insurance
In case anyone you’ve covered is accidentally injured, at work or off-duty.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does DJ insurance cost?
Find out how much DJ business insurance you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £5.64 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
*The price is for up to £2 million of public liability insurance – 10% of customers paid £67.67 or less annually between 1st Jul – 30th Sep 2025. Equivalent to £5.64 a month (and excludes the extra costs for paying monthly). 84% of customers have a £1 million limit and 16% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
DJ insurance quotes example, real prices
£12.73 /month
£127.29 /year
A part-time DJ covering funcations in the local area
- Less than 1 years’ experience
- Sole trader
- No employees
- Based in Watford
Public liability
£1,000,000
Employers’ liability
Not included
Contents & business equipment
£5,000
£21.32 /month
£213.23 /year
A freelance dj who working across the UK in large venues and at big events
- 5+ years’ experience
- Limited company
- No employees
- Based in Glasgow
Public liability
£5,000,000
Employers’ liability
Not included
Contents & business equipment
£20,000
How we work out example quotes These examples are real quotes from our online system (created 18/11/2025). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
How it works
Pick what goes into your policy
Only pay for what you need
Get prices from a range of insurers
Choose the best fit for you
Buy online in minutes
Get your documents the same day
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Compare policies from a range of trusted insurers
Buy online or over the phone in minutes
How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm
Call our team
How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
DJ insurance claim example
Having DJ insurance through Simply Business has saved disk jockeys thousands of pounds when the unexpected happened.
Amelia saved more than £5,200
While checking her equipment, Amelia (not her real name) found that six of her speakers had stopped working after blowing a fuse during a power surge. The DJ equipment insurance in her business insurance policy covered Amelia’s replacement costs.
Insurance payout
£5,248.45
Covering the cost of accidental damage
Amelia’s costs
£100
The excess amount stated in Amelia’s policy terms
Chosen by nearly one million small business and landlord customers
With insurance for over 1,500 trades, and 9/10 customers rating us ‘good’ or ‘excellent’ on Feefo, you can get tailored quotes in 7 minutes. Compare quotes from leading insurers, buy, and manage your policy – all in one place.
DJ insurance FAQ
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about DJ insurance. You can also check out our business insurance FAQs.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions
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