Beauty salon insurance

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Why do you need beauty salon insurance?

A break-in overnight, an allergic reaction to a face peel, an electrolysis appointment gone wrong. Most beauty salons want to protect themselves against unwelcome surprises such as these – and that’s what beauty salon insurance is for. It means reassurance for you, your employees, your beauty business, and your customers.

  • Cover against legal and medical costs due to mistakes, accidents, injury and property damage
  • Peace of mind for you, your employees and your customers
  • Protect what you’ve invested in , such as salon fixtures, fittings and equipment


What does beauty salon insurance cover?

If you employ people at your salon, employers’ liability insurance is a must. And for many salon owners, public liability insurance is essential too. There’s a range of covers to choose from, so as the person who knows your salon best, you pick what goes into your policy.


How much does beauty salon insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes

Example beauty salon insurance quotes, real prices

chiswell insurance
chiswell insurance

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Public liability

£100

£2500

Employers’ liability

No excess

No excess

Stock

£100

£500

Contents

£50

£750

The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.


How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

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How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024

Example claim

Having beauty salon insurance through Simply Business has saved beauty salon professionals thousands of pounds when the unexpected happened.

Louise saved more than £9,700

When a customer complained about hair damage due to harmful substances, Louise (not her real name) didn’t have to panic. She’d taken out beauty salon insurance to manage the risk in case this issue ever happened to her, and her policy covered the expense.

Beauty salon insurance FAQ

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about Beauty salon insurance. You can also check out our business insurance FAQs.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions