Cyber insurance for small businesses
Protect your small business – cyber insurance for £14.78 a month*
Adding cyber insurance to your existing policy is simple
- UK-based expert support, online and on the phone
- If you’d prefer to discuss your policy over the phone, call us on 0330 912 0779.
- Log into your account to add cyber insurance to your existing policy
What is cyber insurance?
Cyber protection insurance is designed to help small and medium-sized businesses manage the financial, operational and reputational impact of cyber events. It provides cover for a range of areas, including costs, expenses, and expert support in responding to incidents including hacking, data breaches, fraud, and ransom demands.
- peace of mind, letting you focus on your business, not the what-ifs
- UK-based claims team, award-winning and available 24/7
- trusted by over over one million customers small UK businesses for flexible, tailored cover
Why do you need cyber insurance?
Even the smallest businesses can be at risk of a cyber attack. If you hold customer data then you have a regulatory responsibility to protect it from falling into the wrong hands. And a phishing scam, data leak, or ransomware attack can cost thousands in legal fees and investigation costs.
The cover specifically applies to businesses with fewer than 10 employees and an annual turnover of less than £1 million. So you’re not getting a level of cover a much larger business would require.
Cyber insurance can help you to manage the financial and reputational impact of a cyber event, so you can focus on getting back to business.
- support for costly breaches, including data loss, fraud, and hacking
- expert support when you need it most, with a dedicated cyber helpline
- legal cover to help you respond quickly and correctly
- covered up to £25,000 for cyber-related indemnity claims
Cyber insurance cover is available as an additional product to a main public liability or professional indemnity policy and cannot be purchased on its own. It’s provided by Elevate Speciality Insurances.
Adding cyber insurance to your existing policy is simple.
Log into your Customer Account to add cyber insurance to your existing policy
If you’d prefer to discuss your policy over the phone, call us on 0330 912 0779.
What does cyber insurance cover?
Cyber insurance typically covers you for cyber attacks on your business and some claims made against you if there’s a data breach. This could be a legal or IT expert investigating a phishing scam or a data breach that impacts your customers.
This offers cover up to £25,000 for all cyber-related indemnity claims and costs combined during the policy period. You’ll also get access to a 24/7 cyber support helpline, because we know that acting fast is vital when you think you might be a victim of a cyber attack.
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Cyber Crime
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Data Breach
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Cyber Liability
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does cyber insurance cost?
From £14.87 per month*
*Cyber insurance cover is available as an additional product to a main public liability or professional indemnity policy and cannot be purchased on its own. It costs £155.84 annually for cyber Insurance – equivalent to £14.87 per month (inclusive of IPT and interest for spreading payments).
The easiest way to find out what you’ll pay is to run a quick quote and add cyber insurance as an additional cover to your policy.
Adding cyber insurance to your existing policy is simple.
Log into your Customer Account to add cyber insurance to your existing policy
If you’d prefer to discuss your policy over the phone, call us on 0330 912 0779.
Talk to an expert
Our team of UK-based insurance experts are here to help.
Call our team: 0333 043 8527
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09.00am – 02.00pm
How do cyber insurance claims work?
We know that a cyber incident can feel overwhelming. That’s why we aim to take the hassle out of claims for you – so you can focus on getting your business back on track as quickly as possible.
If you purchase this product you get access to a dedicated claims team at Cyber Scout any time, day or night. Call them on 0333 207 0560 or claim online. It’s an independent service and they’ll do their best to be fair and supportive.
What’s the claims process?
- contact Cyber Scout – report the incident to our claims partner at Cyber Scout as soon as possible, either online or by phone on 0808 502 3658
- fill in the gaps – a dedicated claims handler will work with you to understand what happened
- review your claim – your claim will be assessed, and you’ll be contacted if further documentation is needed
- decision – once all details are provided, a decision and any options will be given
£57 million in claims paid out in 2025
The figure above is rounded across our range of products. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 13/03/2026.
Chosen by over one million small business and landlord customers
With insurance for over 1,500 trades, and 9/10 customers rating us ‘good’ or ‘excellent’ on Feefo, you can get tailored quotes in 7 minutes. Compare quotes from leading insurers, buy, and manage your policy – all in one place.
Cyber insurance FAQs
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions
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