Jess Day is a freelance writer and new mum to a daughter, Jude, who’s 10 months old.
Jess writes for Simply Business, and we wanted to catch up with her to find out how she’s finding life as a self-employed mum. Jess talks about the difficulties of claiming government support, what she has planned for Mother’s Day itself, and gives her top five tips for freelance mums juggling work with raising a child.
Yes! Jude is just over 10 months old, although she was born a little early so is still pretty tiny. She loves music, being outdoors, people and faces – and nursery!
I’m back to being self-employed now after eight months’ maternity leave, two days a week but will soon increase this to three or four. As a freelancer I wasn’t entitled to Statutory Maternity Pay, but luckily I qualified for Maternity Allowance instead.
I think the biggest thing is the focus it gives me. Before Jude was born I had the luxury of time, and could work later if I needed, as well as starting later or taking time off if I had an appointment or errand to run.
Now I’m a self-employed mum, I’m much more conscious and stick to a daily schedule. I need to make the seven or eight hours I have for my clients really count. Not that I wasn’t time-aware before, but because as a mum I can’t just work into the evening, or pick things up at the weekends. I recently tried to field a last-minute client call from a busy doctor’s waiting room. No problem this time last year, but impossible with a teething baby to bounce!
It might sound ironic, but for me it’s not having an employer, and all the rights and benefits they bring. The biggest one is time off. UK employees have the right to paid time off if they need to deal with childcare emergencies, as well as things like parental or compassionate leave. When Jude’s nursery call me to ask me to pick her up because she’s sick, I drop everything and go, and won’t charge any more for that day. It’s not the cost that makes it stressful, but letting the client down. Babies get sick a lot, especially when first starting nursery, and as a freelancer I want to be reliable for my clients. I’m really lucky to work with people who are understanding though, which is key.
So many people have this romantic notion of what it’s like to be a freelance mum. And it mostly involves working from a coffee shop next to your nursery, downing endless lattes and having time to run quick errands around your flexible schedule.
The reality is really different. It’s fantastic, and caffeine is a big part of the day, but as a freelancer, staying focused is key. When you’re working, it needs to count, because you’re charging for your time. The flexibility, though, is wonderful and I can feel the benefit it gives me, and Jude.
There’s nothing like seeing Jude’s smile when she spots me at nursery pick-up, and the cuddle she’s started giving me. That’s the same for any parent of course, but as a freelancer, I get to show my daughter you can run a business, make your clients happy, see your baby smile and generally spin plates. Even if you drop a couple, now and again!
Freelancers aren’t usually entitled to Statutory Maternity Pay, but there is a near-equivalent benefit, Maternity Allowance, which I was able to claim. It’s not available to everybody, though, and it’s completely your responsibility, when pregnant, to sort out. The form is lengthy, with a complicated table to work through by hand, plotting your baby’s due date and calculating when your benefit should kick in.
My experience was particularly bad, as the government’s back office made an error when processing my claim so my benefit wasn’t paid until Jude was three months old. I spent many hours on the phone last summer, trying to sort it out whilst feeding and changing nappies!
Sadly, I don’t think my experience was unusual. It’s a shame because self-employed mums are an important part of the economy, but the systems in place to support them aren’t great.
Here are my top five:
Also, I really recommend TomatoTimer for keeping you on track with 25-minute work sprints and regular breaks. I run it through the day on my laptop.
I’m so excited. I have a ‘Mother’s Day tea’ at Jude’s nursery tomorrow morning and I think she’s making me a card. Maybe she’ll get a little help, but it will be the most special one I ever get! Then we’re off to Suffolk for a long weekend of walks, cake and crawling practice.
With Simply Business you can build a single self employed insurance policy combining the covers that are relevant to you. Whether it's public liability insurance, professional indemnity or whatever else you need, we'll run you a quick quote online, and let you decide if we're a good fit.Start your quote
We create this content for general information purposes and it should not be taken as advice. Always take professional advice. Read our full disclaimer
25 January 2019 • 2-minute read
While self-employed new mums aren’t entitled to Statutory Maternity Pay, they are entitled to Maternity Allowance – yet many are missing out…
18 September 2018 • 4-minute read
With World Mental Health Day 2018 just around the corner, we reflect on some of the business-related challenges faced by self-employed…
6th Floor99 Gresham StreetLondonEC2V 7NG
Sol House29 St Katherine's StreetNorthamptonNN1 2QZ
© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.