Insurance for scaffolders

Tailored insurance for scaffolders in one simple policy

Working at height gives scaffolders a unique set of risks to deal with. You need an insurance policy that protects you and your clients, and with Simply Business you can get just that. Build a policy, choosing from key covers including public liability insurance and employers’ liability insurance, and get a single premium, a single renewal date, and a single set of documents. It’s quick, quality cover, without the hassle.

What insurance do scaffolders need?

Public liability insurance is often a very important cover for scaffolders, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance is worth considering for anyone who works in construction, covering medical costs as well as lost earnings that result from a serious injury. Scaffolding comes with particular risks, and personal accident cover could help if the worst should happen.

Other covers available to scaffolders include tool insurance, plant and machinery insurance and business equipment insurance.

Scaffolders' insurance policy details

• Make sure you read your policy documents carefully in order to understand any exclusions
• If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
• If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.