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Insurance for small charities and nonprofit groups
From accidents involving volunteers or fundraising event visitors to allegations of wrongdoing against trustees, we understand that your organisation requires specialist cover. That’s why we make it easy to run a not for profit insurance comparison online, giving you quick quotes from a range of leading insurers.
Public liability can cover costs up to £5 million if someone is injured or their property is damaged because of your organisation.
Protecting you against costs of up to £10 million, employers' liability insurance is usually a legal requirement if you have staff or volunteers. It covers scenarios where someone falls ill or is injured while working for you.
Does your charity have trustees? You may also need trustee liability insurance.
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Types of not for profit we insure
Simply Business provides cover for a wide range of not for profit organisations, including:
Charity insurance
There’s a lot to be gained from giving your time and effort to a great cause. If you run a small charitable organisation you’ll also know that it comes with a unique set of risks. That’s where public liability insurance and employers' liability insurance can come in handy.
Sports club insurance
If your organisation is a sports club or society, you might want to consider taking out sports club insurance. Accidents and injuries can easily happen when sporting activities are involved, so it’s worth protecting your organisation against the cost of legal fees and compensation payments.
Community group insurance
Running a youth club, community arts group or residents’ association is a great way to give back to your community, but it’s not without its risks. Taking out community group insurance can give you peace of mind, covering you for things like accidents involving volunteers or allegations against trustees.
Not for profit FAQs
What kind of insurance does a nonprofit need?
Public liability insurance and employers' liability insurance are usually fundamental covers for not for profit organisations. If you have trustees, you may also need trustee liability insurance.
How much is insurance for a nonprofit organisation?
The price of your nonprofit insurance policy will depend on the types and level of cover you choose. Running a quick quote online is the best way to get an idea of how much your policy might cost.
Is nonprofit insurance a legal requirement?
In most cases you’ll be required by law to have insurance for your nonprofit organisation if you have employees or volunteers working for you. This essential cover type is employers’ liability insurance. While not a legal requirement, trustee liability and public liability cover are also worth considering.
What do I need to get a nonprofit insurance quote?
As a not for profit, you need to be following rules – these include health and safety regulations, as well as risk assessments. And if your organisation works with children or vulnerable adults, you need to carry out Disclosure and Barring Service (DBS) checks on your employees and volunteers. Find out more at our nonprofit FAQ.
Public liability insurance FAQ
- What does public liability insurance cover?
- How much is public liability insurance?
- Does public liability cover employees?
- Is public liability insurance tax deductible?
- Can I get public liability insurance with a criminal record?
- Public liability or general liability?
- What type of business insurance do I need?
Employers' liability insurance FAQ
- What is employers' liability insurance?
- What does employers’ liability insurance cover?
- Do I need employers’ liability insurance?
- Is employers’ liability insurance a legal requirement?
- How much employers’ liability insurance do I need?
- How much does employers’ liability insurance cost?
Nonprofit insurance FAQ
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Read our reviews“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.