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Home-based workers' insurance

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Trusted by 750,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

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Award-winning claims team

With a UK-based team available 24/7

Home-based business cover

Many of the world’s most successful companies started in a spare room – but even if you work from home, it’s still vital that you’re properly insured. With Simply Business you can combine covers such as public liability, professional indemnity, and business contents insurance to build a single business insurance policy, all in one go. It’s quick, quality cover, without the hassle.

Selling products online?

We can cover your online trade, with specialist online retailers’ insurance, built for businesses that sell on the web.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Covers

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Working from home insurance

Get an expert run-down from Simply Business chief operating officer Chris Slater, explaining which covers you might need if you work from home.

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your business

What insurance do I need if I work from home?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

Home business buildings insurance can save you money by combining buildings insurance for your home and your home office into a single policy, covering you against damage caused by disasters like fire or flooding. Remember, you’ll need to buy your home contents cover separately.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

why simply business

Why Simply Business?

  • Over 750,000 customers (and counting)
  • Online quotes, in under 10 minutes
  • Claims handled by an award-winning team
  • Quote comparisons from multiple insurers
  • An expert, UK-based contact centre

All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you run your business.

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Home worker insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Find out what level of professional indemnity insurance your clients might expect before you buy
  • If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Home-based workers' insurance

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Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.