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Gym business insurance

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Business insurance for your gym

We know that your gym is focused on keeping your clients safe while helping them achieve their fitness goals. But even in the best-run gym, accidents sometimes happen.

Whether you’re a CrossFit affiliate, a new business investing in your first pieces of equipment or a local all-rounder, we’ve got the insurance policy to suit your gym.

A Simply Business gym insurance policy will usually have public liability cover at its core. This can protect you if you’re sued for injury or damage. Your quote can also include buildings insurance, contents insurance and gym equipment cover to get your business back in shape if something goes wrong.

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  • Business insurance
  • Public liability insurance
  • Employers’ liability insurance
  • Business equipment insurance
  • Business contents insurance
  • Business buildings insurance
  • Business interruption insurance
  • Legal expenses insurance
  • Stock insurance
  • Personal accident insurance

EL claim

What are the insurance requirements for gyms?

As for all businesses, the insurance you need for your gym will depend on the individual risks you face. The only cover that’s a legal requirement is employers’ liability insurance, which is usually compulsory if you have any members of staff. These are some other covers worth considering:

  • Public liability insurance is key for most gym owners, as it covers you if someone is injured or their property is damaged and your business is held responsible. The insurance can pay compensation costs and legal fees, up to the limit of your policy. We offer between £1 million and £10 million of cover
  • Business buildings insurance and business contents insurance can pay to repair or rebuild your business premises if damaged or destroyed by something like vandalism, fire or flood
  • Business equipment insurance can pay for repair or replacement of your gym equipment if it’s lost, stolen or damaged

The average insurance claim for a gym is £5,026 – could you afford this if the worst happened? (Average claim being £5,026. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

why simply business

Why Simply Business?

  • We're one of the UK's biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 600,000 customers (and counting)
  • Claims handled by an award-winning team
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Health, fitness & wellbeing insurance

  • Complementary therapist insurance
  • Fitness instructor insurance
  • Health & alternative therapy insurance

More health, fitness & wellbeing insurance

  • Nutritionist insurance
  • Personal trainer insurance
  • Zumba instructor insurance
  • More health, fitness & wellbeing insurance

See also

  • Self-employed insurance
  • Limited company insurance

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.