Menu

Call Us0333 0146 683

Insurance for groundworkers

Quick, easy and specific. Compare and buy today.

Compare quotes from leading brands

nig logo.
chiswell logo.
ageas logo.
ukGeneral logo.
hiscox logo.
axa logo.
zurich logo.
aig logo.
covea logo.
churchill logo.
finsbury logo.
checklist logo.

Trusted by 500,000 customers

Insuring businesses and landlords for over a decade

conversation logo.

Satisfaction score of 9/10

For public liability insurance

team logo.

Award-winning claims team

With a UK-based team available 24/7

Tailored insurance in one simple policy

Groundworkers face a unique set of risks every day and, as your work is so varied, you need a flexible insurance policy that protects you against each and every eventuality. With Simply Business you can get just that, choosing from a range of key covers to build a single policy with a single premium, a single renewal date, and a single set of documents. It’s quick, quality cover, without the hassle.

Start your quote

PL why do i need it

Specialist cover for ground workers

Public liability insurance is often a very important cover for ground workers, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance is important for groundworkers because of the particular hazards you face. It covers you against serious injuries you might sustain at work and will pay out for medical costs, lost income and the like. If you would struggle to make ends meet following an accident then you should consider adding this to your policy.

Other covers available to ground workers include tool insurance, plant and machinery insurance and business equipment insurance.

watch the details

Ground worker insurance policy details

  • Make sure you read your policy documents carefully in order to understand any exclusions
  • If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
  • If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Rated 4.7/5 by customers

feefo logo.

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

Keep up to date with Simply Business. Subscribe to our monthly newsletter and follow us on social media.

Subscribe to our newsletter

© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.