Foot health practitioner insurance
Join over 900k UK customers (including practitioners) – we offer public liability cover from £4.74*
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Rated 4.8/5
Based on 39,800 reviews
Claims paid in 24 hours
For 80% of settled claims
Why is chiropody insurance important?
Chiropody is a relied-on practice which carries specific risks for UK clinics and professionals. From injuries to legal costs, if you were hit with a claim, would you have the funds ready to handle it, and get back to business as normal? Foot health practitioner (FHP) insurance can provide a solid backstop, letting you focus on the patient.
- chiropody insurance, UK-based claims and customer service team
- rated 4.7/5 based on 39K+ public liability customer reviews
- optional personal accident cover, in case an injury stops you working
What does chiropody insurance cover?
We’ll start with public and product liability insurance, top of the list for lots of UK foot health specialists. This cover can protect you against claims for accidents and injuries, if someone thinks your chiropody business is at fault. You can add other popular covers too, like professional indemnity insurance (known as PI), and protection for your employees, operational equipment and stock.
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Public liability insurance for chiropodists
In case you or your employee injure someone or damage their property.
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Employers’ liability insurance
In case anyone gets ill or injured while working for your business.
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Business and office equipment insurance
In case something happens to equipment like your tablet, or your furniture.
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Tools insurance
In case your chiropody tools are lost, stolen, or damaged.
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Stock insurance
In case the products you and your clients rely on are lost, stolen, or damaged.
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Legal expenses insurance
In case you’re faced with legal costs from running your business.
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Personal accident insurance
In case you or anyone you’ve covered has an accident, at work or elsewhere.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
Insurance for foot health practitioners – how much does it cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.74 per month
Get your quotes in 7 minutes – prices are guaranteed for 30 days.
Get your tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £56.82 or less annually between 1st Jan – 31st May 2024. Equivalent to £4.74 a month (and excludes the extra costs for paying monthly). 76% of customers have a £1 million limit and 24% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example chiropody insurance quotes, real prices
£6.84 /month
£48.41 /year
Independent chiropodist that hires a room at local treatment centre
- 2-3 years’ experience
- Sole trader
- No employees
- Based in Nottingham
Public liability
£1,000,000
Employers’ liability
Not included
Contents & business equipment
Not included
£34.38 /month
£305.59 /year
A family run chiropodist ltd company
- 5+ years’ experience
- Limited company
- 2 employees
- Based in Derby
Public liability
£5,000,000
Employers’ liability
£10,000,000
Contents & business equipment
£5,000
How we work out example quotes These examples are real quotes from our online system (created 13/08/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
What kind of excess should I expect?
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
Insurance cover | Lowest excess | Highest excess |
|---|---|---|
Public liability | £100 | £2500 |
Employers’ liability | No excess | No excess |
Tools | £60 | £500 |
Stock | £100 | £500 |
Business and office equipment | £50 | £750 |
The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.
How it works
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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
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Can I just cover my most expensive tools?
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Which type of workers do I need insurance for?
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Will tools insurance cover all my equipment?
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Does chiropodist insurance cover my work correctly?
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Do I need cover for other types of work?
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Which public liability cover limit should I choose?
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm
Call our team
How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£51 million in claims paid out in 2023
83% of claims were settled in 2023
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 24/04/2024.
Example claim
Having chiropodist insurance and other specialist cover through Simply Business has saved foot care practitioners thousands of pounds when the unexpected happened.
Sahid saved more than £22,400
While cleaning his treatment room, Sahid (not his real name) accidentally dropped a medical scanner on its corner. The scanner powered up as normal, but the screen was badly damaged. The optional business and office equipment cover in his foot health practitioner insurance policy helped cover Sahid’s replacement costs.
Insurance payout
£22,448.00
Covering the cost of accidental damage
Insurance payout
Covering the cost of accidental damage
Covering the cost of accidental damage
Foot health practitioner (FHP) insurance FAQ
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about chiropody insurance and other FHP protection. You can also check out our business insurance FAQs.
Yes. It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a chiropodist, you may also offer training in other healthcare areas – you’ll need additional cover for this, but you can have it all on the one policy.
When you start your quote, you’ll have the option to add another trade or profession to your policy. If you need to add a third trade, give us a call on 0333 0146 683 and one of our insurance experts will help you set up your policy in minutes.
Each insurer looks at CCJs and IVAs differently – some apply stricter rules than others, but having a CCJ or IVA doesn’t necessarily mean you won’t be able to buy insurance.
You can choose the payment type that suits your business and cash flow best. Some customers prefer to pay in one go, while others prefer to pay a regular monthly amount, like you do with lots of other bills. Simply Business offer three ways to pay for your policy:
- one-off credit or debit card payment
- BACS payment
- Direct Debit
If you choose to pay by Direct Debit, our credit provider, Premium Credit, pays Simply Business the full amount for your policy up front. You then repay Premium Credit in 10 monthly instalments.
If you change your business legal structure from sole trader to limited company mid-way through your policy, give us a call straight away on 0333 043 8527. It’ll only take us a few minutes to cancel your existing policy and replace it with one that correctly covers your new legal structure. It’s worth bearing in mind that your insurer and premium amount may need to change.
This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.
If you employ people, you’re required by law to have employers’ liability insurance.
There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions