Factory insurance

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Why is factory insurance important?

From equipment breakdown and employee theft to public liability, accidents on factory premises can cost businesses hundreds of thousands of pounds. Slips, trips, and falls, as well as contact with equipment, are some of the most common causes of workplace injury, so a factory insurance policy gives you specific cover, with the option to add product liability, commercial legal expenses, and other popular protection.

  • goods in transit and equipment breakdown – all covered up to your policy limit
  • rated 4.6/5 based on 39.9K public liability customer reviews
  • cyber liability insurance for claims against you, or an attack on your business

What does factory insurance cover?

Property damage insurance is often a priority for factories, built to protect against incidents which cause damage to insured buildings, or contents, fixtures and fittings. Many quotes will feature employers’ liability cover for staff, plus public liability insurance for third party injuries and property damage. From there, you can add specific cover for your factory, including business interruption insurance for an incident that stops operations.

Factory insurance FAQ

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about factory insurance. You can also check out our business insurance FAQs.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions