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As a personal trainer, you need insurance that will keep your business in good shape if something goes wrong. Public liability insurance is the key cover for many personal trainers, as it can protect you if you’re faced with a compensation claim for injury or damage from a client or another member of the public.
We know that any personal trainer worth their salt does everything to keep their clients safe during fitness training, but things can still go wrong. A good insurance policy gives your business the back-up it needs.
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Whether you are a self-employed personal trainer working on your own or run a personal training business employing others, with Simply Business you can tailor your policy to suit your own needs and requirements.
Liability insurance is at the heart of most personal trainer insurance policies, but there are other cover types worth checking out too. The insurance you need will depend on the individual risks your business faces, but here are some of the main types of insurance to consider:
If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
You can choose to add business equipment insurance to your policy too, to protect your sports and training equipment in the case of damage or theft.
The cost of your personal trainer insurance will depend on a number of things, such as the nature of your work, the size of your contracts, the type of covers you need and your cover levels. Insurers take into account these factors to calculate your premium - the amount you pay for your insurance.
You can easily compare personal trainer insurance quotes from our panel of leading insurers and check out the price of your insurance based on your specific requirements.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.