Insurance for greengrocers

Professional grocer insurance, designed for shops

If a high street is lucky enough to have one, a greengrocer’s shop is a big part of the community’s character, economy, and even collective health. With Simply Business you can get proper protection for your shop, choosing from a range of key covers to build a single, solid insurance policy. We can help protect you, your premises, your staff, and your customers with quality cover – just minus the hassle.

What insurance do grocers need?

Public liability insurance is often a very important cover for grocers and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

For your shop premises, buildings insurance covers buildings you own against disasters like fire and flood. Remember that you'll need separate cover for contents and fixtures and fittings.

Just as importantly, you need to protect your stock. Stock insurance covers the cost to you of stock that is damaged, destroyed, or stolen.

Grocer insurance policy details

• Make sure you read your policy documents carefully in order to understand any exclusions
• If you rent your shop premises from a commercial landlord, check with them to see if you need your own buildings insurance
• If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.