Fitness instructor insurance

Tailored insurance for fitness and gym instructors

Whether you lead groups or offer individual training sessions, a good insurance policy will make sure your fitness business is covered if anything goes wrong.

Get fitness instructor insurance quotes from Simply Business and choose the policy that suits you best. Public liability cover will form the basis of most fitness instructor insurance policies. This can protect you if a client or another member of the public claims compensation for injury or damage caused by your business.

You can also add other insurance to your policy, including cover for the equipment that’s essential for running your business.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do fitness instructors need?

The insurance you need will depend on the individual risks your business faces, but these are some of the main options:

Public liability insurance for fitness instructors

• Public liability insurance is an important cover for fitness instructors, as it covers you if someone is injured or their property is damaged and your business is held responsible. The insurance can pay any compensation costs and the legal fees, up to the limit of your policy. We offer between £1 million and £10 million of cover

Other business insurance for fitness instructors

• Most businesses that have employees, contractors, casual workers or temporary staff are required by law to take out employers’ liability insurance. This can pay compensation claims made by employees who have been injured or have fallen seriously ill as a result of working for you
• You can choose to add business equipment insurance to your fitness instructor insurance policy too, which can pay for repair or replacement of your fitness equipment if it’s lost, stolen or damaged

The average insurance claim for fitness instructors is £15,917 – could you afford this if the worst happened? (Average claim being £15,917. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Why Simply Business?

• We're one of the UK's biggest business insurance providers
• All settled claims paid within 24 hours
• 9/10 Feefo ratings say we’re good (or excellent)
• 600,000 customers (and counting)
• Claims handled by an award-winning team
• We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.