Simply Business homepage
  • Business insurance

    Business insurance covers

  • Support
  • Claims
  • Sign In
Call Us0333 0146 683
Our opening hours
Knowledge centre

10 things every tradesperson can relate to

4-minute read

Lauren Hellicar

13 June 2019

Share on FacebookShare on TwitterShare on LinkedIn

From hilarious jokes on site, to clocking off early on a Friday – sometimes there’s nothing better than being a tradesman.

But beware, you’ll also need the patience of a saint when it comes to fixing DIY errors, dealing with HMRC and late-paying customers.

Earlier this year we took a look at the numbers to find out the top earning trades – and discovered that roofers earn the most, taking in an average turnover per person of £65,213.

Joiners took second place (£56,386) while electricians – the tradespeople most often associated with raking in the big bucks – came in third (£47,385).

Whatever you take in, though, there’s one big gripe that just about every tradesperson can relate to. Find out what it is below, along with nine other quirks, perks and grumbles that come with the territory.

1. Late-paying customers

The Federation of Small Businesses (FSB) revealed that 50,000 small businesses go under each year because of the big problem of clients paying late. It affects tradespeople up and down the country and, standing at £2.5 billion, the cost to the UK economy isn’t small change either.

If you, like so many others, find this issue throws a spanner in the works when it comes to your cash flow, we’ve got the downloadable template to help sort that.

Late payment letter template - free PDF or Word download

Tackle those customers that are slow to part with their cash with our free late payment letter template.

Your email address will be used by Simply Business to keep you posted with the latest news, offers and tips. You can unsubscribe from these emails at any time. Simply Business Privacy policy.

2. People asking for ‘a quick favour’

‘I was just wondering....’ Four words that send shudders down the spine of every tradesperson.

Whether you’re an electrician, a plumber or a carpenter, you can guarantee it’s only a matter of time before a friend or family member asks you for the latest favour.

Sure, it might only take you an hour or so, but you don’t seem to remember asking them to work for free!

And it’s not just those close to tradespeople that are pushing their luck.

From babysitting to sweeping and hoovering, you can read more about the ridiculous customer requests tradespeople have to contend with, in our article revealing the 10 extra duties tradespeople get asked to do.

3. Being on the receiving end of pranks as an apprentice

You’ve been there, you’ve done that and you’ve looked for the replacement bubble for the spirit level.

Or perhaps you were told to fetch the left-handed spanner? It was all fun and games, and you look back and laugh. Besides, it made you the tradesman you are today.

...and then pranking the apprentice years later

And let’s not forget, you’ve also learnt a trick or two – tricks you’re now kindly passing on to the next generation on a daily basis…

4. Fixing DIY bodge jobs

You know how it goes. The call comes in for some work, only for you to get to the job and realise it’s far worse than anything you’d imagined.

Each year in the UK, an estimated £300 million is spent putting right the mistakes of DIY enthusiasts, and it’s tradesmen who bear the brunt – finding out a simple problem has been made worse by a wannabe builder is frustrating to say the least.

And how wrong can people get it? Well, check out our popular biggest trade fails and pictures of the worst bodge jobs tradespeople have seen galleries to find out.

5. Nightmare dealings with HMRC

Nobody knows the struggle of dealing with HMRC more than the self-employed. It can be mind-boggling even when the tax authority gets it right – but what about when they get it wrong?

They’ve tried saying sorry for their blunders by sending flowers to make up for messing up people’s tax. Read more about the taxman’s £10,000 florist bill.

They’ve even stooped so low as to fine a homeless electrician for not filing his tax return on time! Thankfully the judge saw sense. Read about what he had to say in our article.

6. That January scramble to sort your self-assessment

“Tax shouldn’t have to be taxing,” we’re frequently told. But crikey it is.

Whilst the organised tradespeople out there will have things wrapped up well in advance, there will of course be those anxiously searching for receipts and whatnot as the deadline approaches.

Get ahead of the game for next year with the help of our Self Assessment tax returns guide for self-employed tradespeople.

As if dealing with tax wasn’t enough to contend with, you also have to remember to renew everything from your public liability insurance to your CSCS card.

7. The tool theft epidemic

Tool theft is one of the biggest – if not the biggest – problems tradespeople face today, and it’s showing no signs of letting up any time soon.

We’ve seen it all, from tradesman chasing thieves stealing £1,200 of tools and punching their Ford Fiesta to vans being broken into in as little as six seconds.

Tools insurance can help protect you against this potentially livelihood-wrecking event – just make sure you’re up to speed on all the bits of information and evidence you’ll need to have to hand when making a claim. Our handy guide is a good place to start.

8. Rained-off days in the winter

Well, mostly the winter. But given the UK’s unpredictable climate, tradesmen are just as likely to be rained-off in autumn, spring and – as ridiculous as it is – even summer.

‘Saving for a rainy day’ takes a pretty literal meaning for those working outside in the UK.

9. ...but then taking full advantage of working outside when it’s sunny

We may not get the most sunshine on these shores, but when we do – you sure make the most of it.

While your friends – usually smug in the winter – are sat inside, you’re outside working in the glorious 30-degree heat. Okay, more like 19-degree heat, but it’s still better than being inside.

10. When push comes to shove, you’d never swap your trade for a normal 9-5

You work with your mates, you love what you do and you’re your own boss.

Sat at a computer for eight hours or a hard day’s graft on site? You’d take the latter any day of the week.

Have we missed any? Tell us about anything else all tradesmen can relate to below.

Are you protecting your trade?

As the UK's biggest business insurance provider, we specialise in public liability insurance and protect more trades than anybody else. Why not take a look now and build a quick, tailored tradesman insurance quote?

Start your quote

We create this content for general information purposes and it should not be taken as advice. Always take professional advice. Read our full disclaimer

Find this article useful? Spread the word.

Share on Facebook
Share on Twitter
Share on LinkedIn

People also liked

26 February 20185-minute read

Would you do a customer's washing up? Tradespeople reveal the 10 extra duties they get asked to do

When you’re working with the general public, you’re going to have some odd encounters. But as a tradesperson, what’s the strangest thing you…

Read more

Keep up to date with Simply Business. Subscribe to our monthly newsletter and follow us on social media.

Subscribe to our newsletter


Popular articlesBusiness resources from FarillioGeneral businessGuestInsuranceLandlordLandlord resources from FarillioLegal and financeMarketingNewsOpinionProperty maintenanceTradesmanCovid-19 business support hub


6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2022 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.