Insurance for musicians

Musicians' insurance tailored to you

As a musician, you face a range of risks every time you play. You need to protect yourself, your equipment, and often your audience – and this requires a flexible insurance policy. With Simply Business you can get just that, choosing from a range of key covers to build a single policy with a single premium, a single renewal date, and a single set of documents.

Cover from £6.77 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.77 or less across all our trades insured. Based on data from 1 Jan 2021 - 31st August 2021, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do musicians need?

Public liability insurance is often a very important cover for musicians, singers and performers, as it is for most other professionals, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Business equipment insurance can be also very important for musicians, as it covers the cost of repairing or replacing your music equipment and musical instruments if damaged or stolen while in the UK.

Check the details

• Make sure you read your policy documents carefully in order to understand any exclusions
• Be careful not to underestimate the replacement value of your equipment
• If you employ people, even in your own home, you are legally obliged to take out employers' liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.