Life coach insurance

Tailored insurance for life coaches

As a life coach, your expertise lies in helping your clients clarify their goals and find ways of reaching them. It’s a rewarding job for sure, but like any business it comes with certain risks.

Life coach insurance from Simply Business can help your business stay afloat if you face compensation claims, with professional indemnity insurance if you’re sued for making a mistake in your work, and public liability insurance if someone claims compensation for injury or damage.

Plus you can insure your business premises and equipment in case of damage by something like fire or flood.

Having a good life coaching insurance policy also shows clients and potential clients that you’re professional and you take your responsibilities seriously, so it could help you secure new business.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do life coaches need?

Each business is different and you’ll need to think about which risks you’re keen to cover, but these are some insurance types that life coaches tend to find useful.

Professional indemnity insurance for life coaches

Professional indemnity insurance can protect you from a compensation claim made by a client for a mistake you’ve made in your work. For example, you mix up email addresses and send sensitive client information to the wrong person, and you’re sued by your client for breach of confidentiality. Your professional indemnity insurance could pay the legal fees and compensation payment, up to the limit of your policy.

Public liability insurance for life coaches

Public liability insurance tends to be important for any business that comes into contact with third parties, including clients, suppliers, and members of the public. Imagine a client visits you on your premises and slips over on your recently-washed floor. If sue you for the injury they’ve suffered then your public liability insurance could step in to help cover the costs.

Other business insurance for life coaches

You can add other insurance to your policy too, such as employers’ liability insurance (a legal requirement for most businesses that employ staff), business buildings insurance, business contents insurance and business equipment insurance to protect the kit that’s essential to your work.

Why Simply Business?

• We're one of the UK's biggest business insurance providers
• All settled claims paid within 24 hours
• 9/10 Feefo ratings say we’re good (or excellent)
• 600,000 customers (and counting)
• Claims handled by an award-winning team
• Quote comparisons available from multiple insurers
• We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.