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If you work in the recruitment industry, you spend your days making connections and speaking to candidates and employers. Working with people is what you do best, but it also comes with certain risks. That's where a good business insurance policy comes in. If a client sues you for a mistake you've made in your work, or someone makes an injury or damage claim against your business, your insurance will be there to help. Get all the cover you need in a single policy from Simply Business.
For most recruitment businesses, professional indemnity insurance is at the top of the list. It's an insurance designed for companies that offer advice to clients, handle client data, or deal with intellectual property. It can cover compensation costs if a client sues you for making a mistake in your work. For example if you accidentally sent a client's sensitive employee information to a third party, your client could sue you for breaching confidentiality, and your professional indemnity insurance could cover the legal fees and compensation costs.
You can buy professional indemnity insurance as a stand-alone cover or as part of a combined policy with other covers. At Simply Business we offer between £50,000 and £5 million in professional indemnity cover.
Public liability insurance is likely to be important too, as it can cover you for injury or damage claims made by a member of the public. For example if you spilt coffee over a candidate's laptop while they were meeting you in your office, they could demand money for the repair or replacement of their computer.
You could consider other covers too, including employers’ liability insurance if you've got any staff and business equipment insurance if you want to protect any kit that's essential for running your business.
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© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London EC2V 7NG.