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British pet owners spend billions each year on their beloved companions, and as a result the pet care industry is a burgeoning one. But when people are trusting you with their pet, they need to be completely confident that you’re reliable and trustworthy. A solid business insurance policy gives you the back-up you need to do the work you love, and shows owners that you take your responsibilities seriously. We offer insurance for various types of pet minders, such as pet groomers, walkers and breeders. We also provide insurance for pet shops and pet accessory shops, pet parlours and dog beauticians.
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Public liability insurance is probably the place to start for your pet business insurance policy. This insurance protects you against claims made by members of the public for injury or damage caused by your business. For example if a customer slipped on a wet floor in your pet grooming parlour they could make a compensation claim against you, and your public liability insurance could step in to pay the legal fees and compensation costs.
You can then add other insurance covers to your policy, including employers’ liability insurance, which is a legal requirement for most businesses that have employees, and buildings insurance if you’re responsible for insuring your premises. If you’ve got specialist equipment you want to cover, consider adding business equipment insurance too.