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How much product liability insurance do I need?

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It’s up to you to decide how much product liability insurance you need, based on the products you sell and the possible size of any compensation claims. Most insurers offer between £1 million and £10 million of insurance, which usually includes both public liability and product liability cover.

When you’re deciding how much product liability insurance your business needs, you should think about the potential size of a compensation claim if someone was hurt or their property was damaged by your products.

It’s also a good idea to check your client contracts to see if a particular level of product or public liability insurance is expected.

Remember that compensation claims can be very high as they can take into account repair or replacement costs if property has been damaged, and lost income and medical costs if someone has been injured.

Simply Business offers product liability insurance as part of public liability insurance, so you’re protected against claims for harm caused by either your business or the products you sell. Choose from £1 million right up to £5 million or £10 million of insurance.

At Simply Business we insure all kinds of trades like:

Is your profession not listed? When you run a quote you can select your trade from over 1,000 options.

Ready to set up your product liability cover?

With Simply Business you can compare multiple quotes and build a tailored policy in just a few minutes. Why not take a look now?

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How much product liability insurance do I need?

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