Simply Business homepage
  • Business insurance

    • Business Insurance FAQs

    Business insurance covers

  • Support
  • Claims
  • Sign In
Call Us0333 0146 683
Chat With UsChat support 24/7

Can I get public liability insurance with a criminal record?

Start your quote

Whether you can get public liability insurance with a criminal record depends on a number of things, including the details of your criminal convictions. Although some insurers won’t provide insurance to anyone with a criminal record, some will provide it in certain circumstances.

At Simply Business we insure all kinds of trades like:

Is your profession not listed? When you run a quote you can select your trade from over 1,000 options.

How to get business insurance with criminal convictions

If you have criminal convictions, getting business insurance like public liability insurance can be difficult. When you’re buying your insurance, you’re usually asked whether you (or anyone else with a financial interest in the business) has ever been convicted of a criminal offence. Usually, this doesn’t include ‘spent’ convictions or motoring offences.

If the answer is ‘yes’, you may be refused insurance. And if you’re not asked this question when you buy your insurance, your insurer may just assume that you don’t have any criminal convictions, and expect you to tell them if you do have a criminal record.

Remember that if you fail to tell your insurer something important, your insurance may be void and claims may not be paid.

If you’re using Simply Business to find insurance and you have a criminal record, you won’t be able to buy your policy online, but if you call us on 0333 014 6683 we may be able to arrange your public liability insurance over the phone.

This is because some of the insurers we work with do accept some business owners with criminal records, although only in certain situations. Usually, if you’re a tradesperson with a single criminal conviction and you didn’t spend any time in jail, one of the insurers will be willing to provide you with public liability insurance. Call us to see if we can help.

If you’re looking for insurance and you have a criminal record, call our award-winning call centre on 0333 014 6683 and one of our friendly insurance experts will see if they can help. Our call centre is open Mon 09.00am - 05.30pm, Tues 09.00am - 05.30pm, Weds 09.00am - 05.30pm, Thurs 09.30am - 05.30pm, Fri 09.00am - 05.30pm, Sat 09.00am - 02.00pm.

Can I get public liability insurance with a criminal record?


Public liability insuranceBusiness insuranceProfessional indemnity insuranceEmployers’ liability insuranceLandlord insuranceTradesman insuranceSelf-employed insuranceRestaurant insuranceVan insuranceInsurers


About usOur teamAwardsPress releasesPartners & affiliatesOur charitable workModern Slavery ActSection 172 statementSocial mediaSite map

Customer support

Contact & supportPolicy renewalMake a claimProof of policyComplaintsAccessibility


6th Floor99 Gresham StreetLondonEC2V 7NG

Northampton 900900 Pavilion DriveNorthamptonNN4 7RG


Careers at Simply BusinessTech careersCurrent opportunities


BenefitsRefer a friendFinance


Terms & conditionsPrivacy policyCookie policyVuln Disclosure policy


Knowledge centreOpinionsMicrosites

© Copyright 2024 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.