Providers of Public Liability Insurance for Roofers
As a roofer, or owner of a roofing business, you are at constant risk from your working environment. Or to put it another way, there’s a long distance between your ‘office’ and the pavement! However this means that your staff and your customers are also at risk so it is important to have the right roofers’ insurance cover.
Simply Business is a one-stop-website where you can compare quotes for public liability insurance for roofing contractors and roofing business owners.
With us you can:
- build tailored roofers’ insurance quotes online in minutes
- compare the best quotes for Roofers’ Insurance from top UK providers
- find the best price for your Public Liability Insurance
- buy online quickly and easily in a few simple steps
- get the right cover - speak to our UK contact centre staff who will guide you through your quotes
- get your insurance policy documents online in seconds
- link to your policy certificate from your own website
You’ll be glad you bought plumbers’ public liability insurance if …
… while working at height, some of your materials had not properly secured and a wooden joist toppled off the platform, damaging a car below or injuring a passer-by. Your public liability insurance would cover you if compensation is claimed by the owner of the car or injured party.
… you had not secured a roof covering on site and a storm caused water damage to the building structure. Your business would be liable to pay for any damage and repair work. If you had public liability insurance you may be covered for your financial losses and any legal expenses.
Roofing is a high risk job, especially if you and your employees work with heat. As well as the possibility of being burnt by hot-work equipment, there could be long lasting effects from inhaling asphalt fumes or asbestos fibres, and possible skin damage from contact with certain materials. This potentially makes any accidents very expensive – without insurance your business would face significant financial outlay should the worst happen.
Other insurance covers for roofers
Public Liability insurance – covers you and your business financially if your business activities cause damage to the property of a member of the public or cause that person to be injured, for which they make a claim against you.
Employers’ Liability insurance - your responsibility as an employer is to give your workers the appropriate safety-wear and to adhere to health and safety regulations on site. However if an employee becomes ill or is injured in the course of their work as a result of your negligence, they may be able to make a compensation claim against your business. However, as Employer’s Liability insurance is a legal requirement for UK businesses, you should be covered for payouts and legal expenses in these circumstances.
Tools & equipment insurance - roofers use a lot of expensive tools and equipment, which can be hard to replace and would cause real problems for a business if damaged or stolen in the middle of a job. Tools insurance cover would enable you to quickly replace any tools that have been destroyed, damaged, lost or stolen (within the limits of your policy).
Plant cover – this is useful for roofing companies as it covers material damage or theft (i.e. damage to machinery and equipment) while on site and can also insure you for damage to your materials, equipment and machinery during transportation.
Commercial vehicle insurance - this is a highly important cover for all tradesmen as you may leave tools and equipment in a van overnight which makes it vulnerable to thieves, or if you were in an accident on route to a job, your van and its contents may be damaged or written off.
Roofers’ insurance cover that meets your individual needs
Simply business allows you to build tailored policy quotes online, so that you can choose the level of cover that you feel is right for your business and get the exact roofer insurance cover you need.
Our simple online quote form guides you through this process and you will receive a comparison of insurance quotes for roofers from our range of leading insurance companies.
If you need any help or are unsure about what type of insurance you need, our customer service staff are knowledgeable about the insurance needs of many trades and are on hand to guide you through the process.
We understand that your customers need to know you are covered. That’s why we give you your policy documents instantly online, and offer you the option of linking to your policy directly from your own website.