Engineering insurance / professional indemnity insurance

Engineering consultants are responsible not just for the success of a client’s project, but also for the safety and security of members of the public. As an engineering consultant, it is vitally important that you are properly insured.

Buying your engineering consultants’ insurance

We’ve worked hard to make sure that buying your insurance with us is simple.

1. Build your ideal policy using our simple quote form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy your policy online
4. Speak to our UK insurance team if you have questions
5. Receive your documents online instantly

Building your engineering consultants’ insurance policy

As an engineering consultant, you may require a number of different covers. Simply Business enables you to build a policy tailored to your needs. The following covers should help get you started:

Professional indemnity insurance is crucial for engineering consultants. If you provide faulty advice or are negligent in your work, and your client loses out as a result, you are likely to be held liable for that loss. Professional indemnity covers the costs of any such claims made against you. Many insurers will also cover legal expenses.

Public liability insurance covers you if a person (other than an employee) is injured or their property damaged because of your work. This insurance would pay the cost of a claim made against you for damages, and in some cases covers, the legal expenses as well. We offer a minimum level of £1m, up to £10m.

Details to look out for

• Make sure you read and understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents online before you buy.
• Remember that you will need employers’ liability insurance if you employ anyone.
• Where possible, ask potential clients what level of professional indemnity insurance they expect before buying your policy.