Professional indemnity and liability insurance for recruitment consultants

Recruitment consultants serve as trusted business partners. If your advice is faulty, you are likely to be held liable for any resulting damage to your client’s business, and if an incident happens, it could be your own business that suffers. It is vital that you are well-insured to protect yourself financially.

Simply Business offers business insurance tailored to meet your specific needs. You can get a single policy that includes the covers you need, such as public liability insurance and professional indemnity insurance.

Buying your recruitment consultants’ insurance

Buying your business insurance should always be simple to buy, and it always will be when you use Simply Business.

1. Build your ideal policy using our simple form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy your policy online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your recruitment consultants’ insurance policy

Recruitment consultants may require a range of different covers. These core types of insurance should help you get started:

Professional indemnity insurance is vital for any consultant offering advice to clients. If this advice is faulty, or if you are found to be otherwise negligent, professional indemnity insurance can cover the cost of any resulting claim made against you by a client.

Public liability insurance covers the cost of claims made against you by members of public, including clients and candidates, who are injured or whose property is damaged because of your business. We offer cover of between £1m and £10m.

Business premises insurance is important if you have your own office. Simply Business offers a range of optional business premises covers, including buildings cover, business contents, and fixtures and fittings.

Details to look out for

• Where possible, try to ask potential clients what level of professional indemnity insurance they would expect, and buy your policy accordingly.
• Make sure you understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents in full before you buy.
• Remember that you are legally obliged to take out employers’ liability insurance if you employ anyone. Failure to do so could result in a fine of up to £2,500 for every day you are uninsured.