Insurance for your business

Designers’ insurance tailored for your business

For creative people, buying business insurance can seem like the worst task ever. But we’ll let you into a secret – you don’t need to know everything about business insurance, you just need to buy it from the right place.

Our clear information about covers and our simple quote form make creating and buying a tailored designers’ insurance policy simple.

Buying your designers’ insurance

We’ve worked hard to make sure that buying your insurance with us is simple and quick.

• Build your ideal policy using our simple form
• Compare quotes from a range of trusted insurers
• Choose a quote and buy it online
• Speak to our UK insurance team if you get stuck
• Receive your documents online instantly

Building your business insurance policy

With Simply Business you can build a policy tailored to your individual needs. If you’re not sure which covers you should have, these will get you started:

Product liability insurance - covers you if you supply goods to someone else which cause injury or damage through your negligence. It includes solicitors fees and all costs and litigation expenses, damages and claimant costs which you would be legally liable for.

Professional indemnity insurance – covers compensation claims from clients who have suffered loss due to mistakes or negligence with your work, or if your work has failed to perform its intended function. Some insurers also cover legal expenses.

Public liability insurance – this covers you if you cause injury to a person or damage to their property during the course of your work. The minimum level of cover is £2 million, but we offer up to £10 million for larger businesses.

Additional covers for designers can include business and office equipment, insurance for your premises if you have it and revenue protection. See the covers box for more information.

Details to look out for

• Make sure you understand any exclusions on your policy. You can read the policy documents online before you buy.
• Remember that equipment insurance will only cover you while your kit is in the UK. If you intend to take it abroad you will need a separate policy.