Small business insurance tailored to your needs

Small business owners can sometimes overlook insurance as a vital part of running a business. However, buying the right small business insurance is essential to protect one's business.

Buying small business insurance

Buying insurance for your business is now easy, quick and simple:

1. Choose your cover levels using our simple form
2. Compare tailored quotes from trusted insurers
3. Buy your chosen policy online
5. Receive your documents online instantly

If you need to discuss your policy or have any questions, our UK based contact centers will help you!

Building your small business insurance

With Simply Business, you can build a policy tailored specifically to your needs. These policies should help get you started:

Public liability insurance - If you are deemed liable for an injury suffered by a member of the public or for damage to their property, public liability insurance can cover your costs. Claims of this sort can be very expensive, therefore it's vital that your business is properly covered. Simply Business has public liability insurance up to £10m available.

Professional indemnity insurance is necessary for those businesses that give advice to their clients. If your client suffers a financial loss as result of professional advice given by your company, you are likely to be held liable. Professional indemnity insurance would cover you if a claim was made against your business.

Details to look out for when you buy small business insurance

• Make sure you read and understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents in full before you buy.
• Remember that you are legally obliged to take out employers’ liability insurance if you employ anyone. Failure to do so can result in a fine of up to £2,500 for every day you are uninsured.
• Consider asking potential clients what level of professional liability cover they expect, and buy your policy accordingly.