Insurance for your business

Small business insurance tailored to your needs

Small business owners can sometimes overlook insurance as a vital part of running a business. However, buying the right insurance cover is surprisingly quick and simple on our website.

Buying small business insurance

We’ve worked hard to make sure that buying business insurance is simple.

1. Build your ideal policy using our simple form
2. Compare quotes from trusted insurers
3. Choose a quote and buy it online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your small business insurance

With Simply Business you can build a policy tailored specifically to your needs. These policies should help get you started:

Public liability insurance - If you are deemed liable for an injury suffered by a member of the public or for damage to their property, public liability insurance can cover your costs. Claims of this sort can be very expensive, and it is therefore vital that you are properly covered. Simply Business can provide public liability insurance up to a value of £10m.

Professional indemnity insurance is necessary if you offer any kind of advice to clients. If the information you provide or the work you carry out is found to be faulty, and you client suffers a financial loss as a result, you are likely to be held liable. Professional indemnity insurance can cover your costs in situations like these.

Details to look out for when you buy small business insurance

• Make sure you read and understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents in full before you buy.
• Remember that you are legally obliged to take out employers’ liability insurance if you employ anyone. Failure to do so can result in a fine of up to £2,500 for every day you are uninsured.
• Consider asking potential clients what level of professional liability cover they expect, and buy your policy accordingly.