Office premises insurance

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  • Zurich
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  • Hiscox
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  • Finsbury
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  • UK General

Office insurance tailored to you

Your office is one of your most important assets, so it’s vital that you’re properly protected. With Simply Business you can insure an office that you own as part of a single business insurance policy. That means you’ll get the office insurance you need, plus other key covers such as public liability, all in one policy. It’s quick, quality cover, without the hassle.

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What do I need?

Watch Simply Business chief operating officer Chris Slater explain how to make office insurance work for you.

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Building your policy

You can buy office premises insurance as part of a single business insurance policy that includes other key covers like public liability and professional indemnity.

Just choose from a range of covers to create a policy that works for you. Buildings insurance protects your premises against disasters such as fire and flood, but may not be necessary if you rent your premises. Contents insurance covers your contents against damage, destruction, loss, or theft while on your business premises – but you should also consider stock cover if you keep stock on the premises too.

Fixtures and fittings insurance covers fixed items such as shelving, kitchen units, and fixed display cases, while shop front cover, which protects things like windows, awnings, and signage, is a key consideration for retail outlets and restaurants.

Check the details

  • Make sure you specify your property’s rebuild value, rather than the market value, if applying for this cover
  • Buying contents insurance? Remember, this only covers items owned by you, or for which you’re responsible, while they’re on your premises
  • Remember that fixtures and fittings insurance only covers items that are permanent, non-movable fixtures
  • If you rent the premises, check with your landlord to see what’s already covered by your rent

Add it to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0845 071 0270. We’ll check you’re eligible, and help get you up to date. 

Customer reviews

Our rating

Customer review

4.7 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“The agent who dealt with my business was very dedicated, considering there were several properties on the policy all with varying requirements. He is an asset to your company.”

John Sheppard, Landlord

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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