Office insurance

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Office insurance tailored to you

Big or small, your office is one of your most important assets, so it’s vital that you’re properly protected. With Simply Business you can insure an office that you own as part of a single business insurance policy. That means you’ll get the office insurance you need, plus other key covers such as public liability, all in one policy. It’s quick, quality cover, without the hassle.

Selling products online?

We can cover your online trade, with specialist online retailers’ insurance, built for businesses that sell on the web.

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What is office insurance?

Office insurance protects you against unexpected events such as fire, flood and burglary, which can have a catastrophic impact on your business and finances. A good office insurance policy is particularly important for small businesses.

Watch Simply Business chief operating officer Chris Slater explain how to make office insurance work for you.

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Building your policy

You can buy office premises insurance as part of a single business insurance policy that includes other key covers like public liability and professional indemnity.

Just choose from a range of covers to create a policy that works for you. Buildings insurance protects your premises against disasters such as fire and flood, but may not be necessary if you rent your premises. Contents insurance covers your contents against damage, destruction, loss, or theft while on your business premises – but you should also consider stock cover if you keep stock on the premises too.

Fixtures and fittings insurance covers fixed items such as shelving, kitchen units, and fixed display cases, while shop front cover, which protects things like windows, awnings, and signage, is a key consideration for retail outlets and restaurants.

Office insurance policy details

  • Make sure you specify your property’s rebuild value, rather than the market value, if applying for this cover
  • Buying contents insurance? Remember, this only covers items owned by you, or for which you’re responsible, while they’re on your premises
  • Remember that fixtures and fittings insurance only covers items that are permanent, non-movable fixtures
  • If you rent the premises, check with your landlord to see what’s already covered by your rent

Add office insurance to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date. 

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Customer testimonials

“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”

R Matthews, Handyman

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