Insurance for your business

IT consultants’ insurance tailored for your business

IT consultants are in growing demand as businesses are becoming more reliant on technology every day. However, any responsibility you take for a company’s digital assets and IT infrastructure makes it vital that you are properly insured.

Public liability insurance and professional indemnity are both important business insurance covers for IT consultants, and with Simply Business you can also add on a range of optional covers. You can create one policy that covers all your needs and compare quotes from leading insurers.
 

Buying your IT consultants’ business insurance

We’ve worked hard to make sure that buying insurance is simple for IT consultants.

1. Build your ideal policy using our simple form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy it online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your IT consultants’ business insurance policy

Your IT consultancy may need several different covers depending on nature of your work and the size of your business. Simply Business gives you the chance to build a policy suited precisely to your needs.

These business insurance covers should help you get started:

Professional indemnity insurance is vital for all consultants. Your clients rely on you for advice and the services you provide. If this advice is faulty or you are found to be otherwise negligent, your client may suffer a financial loss for which you would be liable. Professional indemnity insurance can cover the cost of any resulting claims made against you.

Public liability insurance is important because it covers the cost if a claim is made against you because a person has been injured or their property damaged because of your business activities. Public liability claims can be financially crippling, and it is vital for the stability of your business that you are properly covered. Simply Business offers public liability insurance up to a value of £10 million.

Details to look out for

• You are legally obliged to take out employers’ liability insurance if you employ anyone. Failure to do so could result in a fine of up to £2,500 for every day you are uninsured.
• Make sure you read and understand any exclusions on your policy. Simply Business offers you the chance to read the policy documents in full before you buy.
• Where possible, ask potential clients what level of professional indemnity insurance they expect before you buy your policy.