Groundworkers’ business insurance tailored for your business
Business insurance covers
Core insurance for groundworkers
Public liability (to £10m)
Employers' liability (£10m)
Optional grounworkers' covers
Tools and equipment
Contract works
Own plant cover
Hired in plant cover
Business premises
Business equipment
Revenue protection
The risk associated with groundworkers is varied as you could be working on a private house build or on a public road. This also means that groundworkers’ insurance policies can be quite complex.
The Simply Business team has worked hard to make buying insurance for tradesmen simple and quick. Whether you only need public liability insurance or are looking to include several covers, you can get tailored quotes and buy online in minutes.
Buying groundworkers’ insurance with Simply Business
- Build your ideal policy using our simple form
- Compare quotes from a range of trusted insurers
- Choose a quote and buy it online
- Speak to our UK insurance team if you get stuck
- Access your documents online instantly
Building your business insurance policy
You may need a range of covers for groundworkers included in your policy.
These core covers should help you get started:
Public liability insurance – covers the cost of a claim if one of your clients or member of the public is injured or killed, or if their property is damaged because of your business. Simply Business offers a minimum of £1million in cover or up to £10 million for businesses operating public sector contracts.
Read our article: Why is public liability important?
Employers’ liability insurance – if you have employees or hire contractors, casual workers or temporary staff, you are required by law to take out employers’ liability cover. It will pay the cost of a claim from an employee who has been injured at work, or who has become seriously ill as a result of working for you.
Details to look out for
- Check the policy documents before you buy for exclusions and excess – with our service you can do this for each quote
- Consider buying insurance for your van so you can keep your business insurance policies in the same place
We're here to help
If you have a query, please try the following:
Search our frequently asked questions
Email us at: customerservices@simplybusiness.co.uk
We will respond during office hours: Mon-Fri 9am-6pm
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