Providers of Public Liability Insurance for Carpenters
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As a Carpenter you are likely to be working on a range of premises, including building sites and private homes. It is important for your customers to be sure that you have suitable carpenters’ insurance that will protect them should any accidents happen.
Simply Business is a one-stop-website where you can get cost-effective quotes on public liability insurance for carpenters, as well as a range of other relevant covers.
With us you can:
- build tailored carpenters’ insurance quotes online in minutes
- compare the best quotes for Carpenters Insurance from top UK providers
- find the best price for your Public Liability Insurance
- buy online quickly and easily in a few simple steps
- get the right cover - speak to our UK contact centre staff who will guide you through your quotes
- get your insurance policy documents online in seconds
- link to your policy certificate from your own website
You’ll be glad you bought carpenters’ public liability insurance if …
… you are working in a customer’s home, and you scratch your their marble tiles whilst moving your heavy tool box. The damage may be expensive to repair but if you have public liability insurance you’ll be covered for those costs.
… you secure a timber cabinet onto a wall but it becomes loose and falls onto a person, seriously injuring them. Due to your negligence you would be liable if the person claimed compensation. Your public liability insurance may cover the costs of the payout along with any legal expenses.
Occasionally accidents in the work place happen. An employee may slip when using a circular saw, causing injury. Should an accident like this occur, your business will be protected from a claim from your employee. You are required by law to purchase employers liability insurance.
Other insurance covers for Carpenters:
Employers’ Liability cover - occasionally accidents in the work place happen. An employee may slip when using a circular saw, causing injury. Should an accident like this occur, your business will be protected from a claim from your employee. You are required by law to purchase employers liability insurance.
Tools Cover
We know that without your tools you can’t work. That’s why we’ll replace your tools quickly in the event of theft, damage or malfunction. Simply select the level of cover you would like for your tools when you complete the quotation form.
Stock Cover you may turn up to your site one day to find that all your carpentry materials have been stolen, or damaged. This will make it very difficult and expensive to continue work onsite again interrupting your normal business activities. Simply Business stock cover will replace your stolen or damaged stock. All materials will be covered from theft and damage whilst in storage, transit and onsite.
Business Interruption
Occasionally a carpentry business can’t operate due to unforeseen circumstances such as a flood, fire, or personal injury. Our Business Interruption cover will kick in quickly to ensure you have an income should you not be able to carry out your normal business activities. Losses from business interruption are often greater than losses such as property damage or stock theft.
Deciding on the level of cover you need
We can’t tell you how much cover to buy but we can tell you the level of cover our other customers have taken:
- 50% of Simply Business customers took £2 million of public liability cover
- 20% of Simply Business customers took £1 million of public liability cover
- 90% of Simply Business customers took £5 million of employer’s liability cover
Simply Business enables customers to tailor make their own insurance policies. This means you won’t be paying for cover you don’t require. You can select the levels of Public Liability, Employers Liability, stock and business interruption cover that suits your path, patio and driveway business. It’s easy to do this using our online quotation forms. You’ll receive 5 quotes from various insurance companies offering you the insurance you require.
We recommend that you consider the following for inclusion in your insurance:
- Public liability (public injury)
- Employers liability (employees injury)
- Business interruption (loss of income or ability to trade)
- Stock cover (theft, damage)
- Tools cover (theft, damage, loss)
- Vandalism (damage to work in progress)
Testimonials
Carpenter testimonial to go here.
Why use Simply Business?
We’ll cover you for public liability, employers liability, tools, stock, theft and business interruption. You’ll also be covered for carpentry materials such as; timbers, nails, adhesives, paints, and cabinets whilst in storage, transit and onsite.
Your carpentry tools can also be included in your insurance policy. If something happens to your tools, we’ll replace them quickly. Your new tools will be the same or better quality as your old ones.
Insurance certificates are available for download from the Simply Business web site immediately following purchase. You’ll never be held back from winning that big contract you are quoting for.
Simply Business provides a sophisticated functionality for you to link to your insurance policy hosted by Simply Business to your web site. This will boost your customers confidence in your business.