Social workers' business insurance, tailored to your needs

You may need business insurance as a social worker if you are a contractor or work independently.  Simply Business offers a range of covers which can be tailored to your individual needs, including public liability and professional indemnity insurance.

Buying your social workers’ insurance

We’ve worked hard to make sure that buying business insurance on our website is simple and quick.

1. Build a flexible policy using our simple form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy a policy online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your tailored insurance policy for social workers

There are several risks for which you may need cover.  These core business insurance covers should help you get started:

Public liability insurance is vital as you will come into contact with members of the public during the course of your work. If you cause injury to a person or damage to their property while you are working, public liability insurance can cover the cost of a claim made against you.

Professional indemnity insurance is important if you give advice as part of your job. This cover will pay out if a client suffers a loss due to your negligence or mistake. Some insurers also cover legal expenses that may be incurred in defending the case.

Details to look out for

• Make sure you understand any exclusions on your policy. You can read the policy documents online before you buy.
• If you employ staff, you must take out employers’ liability insurance. If you employ someone but do not take out insurance, you risk a fine of up to £2,500 for every day you are uninsured.