Insurance for musicians

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Musicians’ insurance tailored to you

As a musician, you face a range of risks every time you play. You need to protect yourself, your equipment, and often your audience – and this requires a flexible insurance policy. With Simply Business you can get just that, choosing from a range of key covers to build a single policy with a single premium, a single renewal date, and a single set of documents.

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What insurance do musicians need?

Public liability insurance is often a very important cover for musicians, singers and performers, as it is for most other professionals, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Business equipment insurance can be also very important for musicians, as it covers the cost of repairing or replacing your music equipment and musical instruments if damaged or stolen while in the UK.

Check the details

  • Make sure you read your policy documents carefully in order to understand any exclusions
  • Be careful not to underestimate the replacement value of your equipment
  • If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQ.

Customer reviews

Our rating

Customer review

4.65 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“The agent who dealt with my business was very dedicated, considering there were several properties on the policy all with varying requirements. He is an asset to your company.”

John Sheppard, Landlord

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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