Insurance for handymen

Quick, easy and specific. Compare and buy today.

  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Finsbury
  • Ageas
  • UK General

Tailored insurance, built for handymen

Whatever job you're on, your business is unique, with its own risks, priorities and quirks. You need insurance that reflects this, and with Simply Business you can build a policy around your business type. Whether you have separate premises or are based at home, and whether you employ people or work on your own, we'll help you find quality cover in minutes, taking the hassle out of business insurance.

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Building your policy

Public liability insurance is important for all trades, in case someone is injured or killed, or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Check the details

  • Make sure you read your policy documents carefully in order to understand any exclusions
  • Be careful not to underestimate the replacement value of your equipment, if arranging tools cover
  • If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines
  • Ask your clients what level of public liability cover they expect, and buy accordingly