With the government’s Making Tax Digital plans back on the table, HMRC might be surprised to find out that almost a quarter of small business owners and sole trades manage their finances entirely on paper.
Are you thinking of becoming a landlord? Whether you’re looking to invest in just one property or build a portfolio, it can be hard to know where to begin – or, indeed, whether or not it’s a wise move at all.
Most landlords will be aware that you have to pay a 3 per cent stamp duty surcharge on buy-to-let properties – but what if your spouse already owns a property? Should you have to pay that surcharge if you want to buy a second property in your name?