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Property management comes with a lot of responsibilities, so while you’re juggling everything, you want an insurance policy that does what it needs to for those occasions when things do go wrong.
For example, if you make a mistake on a tenant background check or you miss something important when you’re inspecting the property, your client may sue you if they suffer financial loss as a result. This is where your professional indemnity insurance can come in, stepping up to pay the legal fees and compensation payment.
If someone comes to your property management office and slips on a freshly-cleaned floor, it’s public liability insurance that could help you pay for an injury compensation claim.
Whatever your particular needs, you can use our online form to tailor your property manager insurance policy to suit.Compare quotes
The types of insurance you need really depend on the particulars of your business, but these covers tend to be popular with property managers.
Public liability insurance can pay out if a third party (including a client, supplier or passerby) is injured and makes a compensation claim against your business. This makes it important for businesses that come into contact with members of the public.
Professional indemnity insurance is there to cover you if a client suffers a financial loss due to your negligence or a mistake you’ve made in your work. It can be a handy cover for property managers, as you offer a professional service and could be found at fault.
You may want to consider protecting your business contents as well as the building from which you run your company. Business contents insurance covers things like computers and other office equipment that can be vital to keeping a business running, while to protect the bricks and mortar building it’s business building insurance that you’ll need.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.