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Anyone in the property business is in a position of unique trust and responsibility, whether you’re helping your clients to rent, buy, sell or manage. Because you’re dealing with people and property on a daily basis, you need a business insurance policy that protects you from compensation claims. Get your public liability insurance, your professional indemnity insurance and any other cover you need in one simple policy from Simply Business.
We insure a variety of property professionals, such as residential and commercial property managing agents and estate agents. Start building your tailored policy and compare quotes. It’s quick, easy and specific.Compare quotes
Property businesses generally take out public liability insurance, as it’s an important cover for any organisation that comes into contact with members of the public. It can cover compensation claims if someone sues your business for injury or damage to property. For example if you were doing a house viewing and you knocked over a valuable ornament, the owner could make a compensation claim against you for the cost of repairing or replacing the item. The cost - along with any legal fees - could be covered by your public liability insurance, minus any excess and up to the limit of your policy.
Professional indemnity insurance is also important for property businesses, as it protects against compensation claims made by a client for a mistake you’ve made in your work. This means it’s particularly important to businesses that give advice or deal with client data or intellectual property. It’s a requirement if you’re a member of the National Association of Estate Agents (NAEA) or the Association of Residential Letting Agents (ARLA).
Depending on your needs, there are plenty of other insurance options you can choose to add to your policy. Consider business buildings insurance if you’ve got a business premises and employers’ liability insurance if you employ anyone.