Private investigators’ insurance tailored for your business

Private investigation is fairly unique as a professional service, in no small part because of the range of skills the job requires. To protect your business financially against the consequences of mistakes and unforseen disasters, it is important to have good business insurance.

Simply Business provides flexible policies that can be tailored to suit the wide-ranging and often-changing needs of private investigators.

Buying your private investigators’ insurance

Your work may be complex, but that doesn’t mean your insurance should be. We work hard to make sure that buying it is simple.

1. Build your policy using our simple quote form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy it online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your private investigators’ insurance policy

As a private investigator, you need a flexible insurance policy that reflects the breadth of the work you do. These covers should help you get started:

Public liability insurance is very important as it covers the cost of claims made against you by members of the public who have been injured or had their property damaged as a result of your business activities. We offer between £1m and £10m of cover.

Professional indemnity insurance is particularly important for private investigators. Clients trust you to provide them with accurate information, and you are likely to be held liable for any loss suffered by your client if you provide faulty information or are found to be otherwise negligent. Professional indemnity insurance can cover the costs of any such claim made against you.

Details to look out for:

• Make sure to read and understand any exclusions on the insurance policies. Simply Business offers you the chance to read the policy documents in full before buying.
• If you employ anyone, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in a fine of up to £2,500 per day.
• Ask potential clients what level of professional indemnity insurance they expect, and buy your policy accordingly.