Public liability insurance for pedicurists
When you run a small business from your nail salon or you are self employed, there is always the potential for accidents to happen. Imagine, for example, that one of your customers slips on a wet patch of the floor and is seriously hurt.
Pedicurist’s insurance can include public liability insurance, which will protect you in the event of a third party compensation claim such as bodily injury that may accidentally occur during the day-to-day running of your pedicure business.
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Building your pedicure insurance
You may need a few different types of insurance to cover your pedicure business. These core business insurance covers should help you get started.
Public liability insurance – if a customer is injured or their property somehow damaged because of your business, you could face a claim for hundreds or even thousands of pounds. This insurance will cover the cost of such a claim.
Employers’ liability insurance – if you have staff, they must legally be protected by employers' liability insurance. If a member of your staff becomes ill or is injured as a result of working for you, they may claim compensation. This type of insurance would cover the cost of that claim and any related legal expenses.