Home-based workers' insurance

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Home-based business cover

Many of the world’s most successful companies started in a spare room – but even if you work from home, it’s still vital that you’re properly insured. With Simply Business you can combine covers such as public liability, professional indemnity, and business contents insurance to build a single business insurance policy, all in one go. It’s quick, quality cover, without the hassle.

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What do I need?

Get an expert run-down from Simply Business chief operating officer Chris Slater, explaining which covers you might need if you work from home.

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Building your policy

Public liability insurance is important for all trades, in case someone is injured or killed, or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

Home business buildings insurance can save you money by combining buildings insurance for your home and your home office into a single policy, covering you against damage caused by disasters like fire or flooding. Remember, you’ll need to buy your home contents cover separately.

Need more details? Hear more about your cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

Why Simply Business?

  • Over 250,000 customers (and counting)
  • Online quotes, in under 10 minutes
  • Claims handled by an award-winning team
  • Quote comparisons from multiple insurers
  • An expert, UK-based contact centre

All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you run your business.

Check the details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Find out what level of professional indemnity insurance your clients might expect before you buy
  • If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

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Customer testimonials

“Excellent, personalised, prompt response to my unusual requirements. Problem solved in no time, confirmed immediately by email - extremely pleasant manner and tone”

J Peters, IT Consultant

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