Public liability insurance

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Cover from £45 a year*, get insured in minutes

However well prepared you are, accidents do happen – and the simplest accident can be financially devastating. Public liability insurance pays out if a client or member of the public is injured or their property is damaged because of your business. Plus, when bought as part of a full insurance policy, it can help to keep your whole business on track, from one year to the next. 

*10% of customers pay the equivalent of £45 or less a year across all our trades insured. Based on data from 1 January 2019 – 31 March 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.

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Core covers

Public liability insurance is important for all trades, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services. It covers you in the event that you give faulty advice that causes financial loss to a client.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Additional covers

If you have premises, you can protect them with buildings insurance. This covers buildings you own against disasters like fire and flood.

You can also protect your tools and equipment with business equipment insurance. We understand that your equipment is essential, and with this cover you can ensure that you’re back in business quickly in the event of loss or damage.

Need more details? Hear more about your cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

Customer reviews

Our rating

4.6 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“Couldn't fault them, found and offered me the best deal for my business.”

Tina Lake, Carer

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We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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