£25 Gift Card offer. View Terms. Voucher applied OTT25

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£25 is yours when you purchase your tailored policy*

It’s always welcome to be rewarded for your hard work, so we’ve teamed up with On The Tools to give you a £25 Gift Card when you buy your business insurance through us.

We understand you want to make sure you’re covered for the unique risks and priorities that tradespeople face. That’s where we come in – we’ve helped thousands of businesses from all sorts of trades get the insurance they need, fast.

And, as we’ve worked with so many tradespeople, we understand that running your own business can be tough. We wanted to give something back, so reward yourself with a Gift Card from your choice of retailer when you buy your insurance. We have Gift Cards from Amazon, John Lewis, M&S, ASOS, and B&Q available.

*Read the terms and conditions of our £25 Gift Card offer here.

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Tradesperson insurance, tailored to you

We offer flexible and tailored insurance for most types of tradespeople. So whether you’re a builder, a plumber or an electrician, you can build a policy from a set of cover options designed for the unique risks you face.

What’s more, it’s quick and easy for you to compare quotes from multiple insurers in one place – choose your trade, answer a few simple questions and purchase your policy in minutes.

Get on your way and start your quote today.

Cover your tools and equipment

It’s great to have the peace of mind you could get your business back on its feet quickly if your tools were lost, stolen or damaged.

At Simply Business, that’s what we provide. Tools insurance can cover your hand tools, power tools and equipment, and you can get it when you buy public liability insurance with us.

The level of cover you need depends on your business and what sort of tools you use, but the good news is you can insure up to £10,000 worth of your stuff.

The core covers

We offer tools insurance when you buy public liability insurance with us. It’s a core cover for lots of businesses, as it can protect against compensation claims from members of the public. If someone suffers a loss, injury or damage because of your business, it could prove costly – we offer between £1 million and £5 million in cover, depending on your needs.

Employers’ liability insurance is another core cover for businesses that employ people. It can cover a claim if an employee is injured or gets ill as a result of working for you. In most cases it’s actually a legal requirement, even if you only have casual workers or temporary staff.

And consider professional indemnity insurance if your business advises clients. If you give faulty advice and someone suffers a financial loss as a result, this can cover the claim.

Additional covers

There’s more covers to think about, which can protect against all kinds of risks.

Personal accident insurance is one for tradespeople to consider, because you risk accidents and injuries. If you’re hurt, you could use the money paid out for things like lost income and medical bills.

If you have business premises, buildings insurance can protect the building for the amount it would cost to rebuild – with business contents insurance adding protection for items you own.

And plant and machinery insurance can provide protection whether you own it or hire it. Check out our business cover options to read more about the covers available through us.

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Customer testimonials

“That’s my insurance sorted for another year by @simplybusiness! They're ever so helpful.”

Susie Tucker, Business

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