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Landlord liability insurance

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Property owners' liability insurance

Landlords face a unique set of risks every day – and some of those risks are potentially very expensive. If your property causes injury or damage to a tenant or visitor, you’re likely to be liable. However well prepared you are, accidents do happen – and a single compensation claim can be financially crippling. With Simply Business, public liability insurance for landlords - also known as landlord liability insurance or property owners' liability insurance - can help make sure you're protected, leaving you free to get on with day-to-day issues.

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Landlord insurance covers

  • Buildings insurance
  • Contents insurance
  • Fixtures and fittings insurance
  • Loss of rent
  • Alternative accommodation insurance
  • Employers’ liability
  • Accidental damage insurance
  • Landlord home emergency cover
  • Landlord boiler breakdown cover
  • Unoccupied property insurance
  • Tenant default insurance
  • Rent guarantee insurance
  • Landlord legal expenses insurance

EL claim

What does landlord liability cover?

  • Landlord liability insurance covers you against the cost of claims arising from injury or damage suffered by a tenant or visitor as a result of a fault in your property
  • Accidents of this sort can be caused by the simplest things – a tile out of place, or a trailing wire – so it’s important that you’re properly protected
  • You can build a flexible landlord insurance policy around your liability cover, adding other types of insurance such as buildings cover and fixtures and fittings protection

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Details to look out for on your policy

  • Make sure you read and understand any exclusions to your policy. Simply Business offers you the chance to read the policy documents in full before you buy
  • Remember that you may have an obligation under your tenancy agreements to purchase landlord buildings insurance
  • Consider adding landlord contents insurance to make sure that items such as furniture, fixtures, and fittings are protected

Landlord insurance FAQs

  • What is landlord insurance?
  • What does landlord insurance cover?
  • Why do I need landlord insurance?
  • Why not just home insurance?
  • Is landlord insurance mandatory?
  • How much does landlord insurance cost?

More FAQs

  • What type of landlord insurance do I need?
  • How much landlord insurance do I need?
  • How do I find cheap landlord insurance?
  • How much tax does a landlord pay?
  • Landlord insurance FAQs

Read more about

  • Landlord insurance
  • Residential landlord insurance
  • Commercial landlord insurance
  • Buy-to-let insurance
  • Landlord covers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Landlord insurance
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Landlord insurance covers
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Landlord liability insurance

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6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.