Free healthcare plans for your business until 1 August 2020 with Equipsme
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If you’re a Simply Business customer and have between two and 20 employees, you can get free access to our partner Equipsme’s healthcare plans. You’ll have nothing to pay until 1 August (terms and conditions apply).
You’ll be eligible for healthcare cover with Equipsme if you (and any employees you’re applying for) are aged between 16 and 69. There are no medical questions, but pre-existing conditions from the three years before your start date won't be covered.
Your cover will start 21 days after you take out your policy. This is to give your employees time to add their families and upgrade their cover.
We know it's a challenging time for small businesses, and especially for those with employees, who'll be thinking about their health and wellbeing too.
The NHS is coordinating all Covid-19 (coronavirus) treatment and care, which means treatment for Covid-19 won't be covered under the healthcare plan. If you have Covid-19 symptoms, you may be advised to stay at home for treatment and recovery. If your symptoms are serious, you’ll be advised to call 111, or 999 for urgent treatment.
Private healthcare gives access to treatment for other illnesses and injuries. Business health insurance gives you 24/7 access to remote GP appointments, but there may be some delays to treatment because of Covid-19’s impact on healthcare resources.
Quicker access to health professionals gets you back in business faster
Different levels of healthcare access to suit your needs and budget
Offering health insurance helps you attract and retain good employees
Small business health insurance isn’t compulsory, but here’s why it’s worth considering:
Your small business can’t function without you (and your team, if you have one). If you or an employee gets sick or injured, private healthcare can give you quick access to healthcare professionals, including GPs, specialists and physiotherapists.
If you don’t spend as much time waiting for a diagnosis and treatment, you can get back to running your business and making money quicker. Buying through your business can also give you a more competitive price for your personal health insurance.
Staff like to know their employer is looking out for their wellbeing. If you have employees or are thinking about hiring, health insurance can be a big incentive for them to stay with (or join) your business.
24/7 access to a virtual GP, but depending on your cover level you can also access:
Depending on the plan you choose, you can access treatment through a network of specialists and hospitals, covering:
Physiotherapy help by phone, plus hands-on sessions as standard. The number of sessions you get depends on your plan.
Small business health insurance is private medical cover for you and your employees. If you or an employee gets ill or injured, it can help you access healthcare professionals and treatment quickly. It can also give added benefits such as access to nurse helplines, stress support and online health checks.
Business health insurance isn’t a legal requirement, but it can keep your business running efficiently, as you may not spend as much time waiting for diagnosis and treatment.
Pre-existing conditions from the three years before your policy start date aren’t covered.
The cost of small business health insurance usually depends on the kind of plan you choose. For example, you can choose a plan that gives you access to a GP, physio, health support and a health check. If you'd also like access to diagnosis and treatment, this will be more expensive.
The healthcare plans from Equipsme are free until 1 August. This means that whatever plan you choose, you won’t have anything to pay until that date. Equipsme will then collect your payments via monthly Direct Debit. You don’t have to continue your cover past your free cover period, and you can cancel at any time. See the full terms and conditions.
As this is small business health insurance, the Equipsme healthcare plan is available for businesses with between two and 20 employees.
Equipsme’s plans cover the business owner, any employees that the owner chooses to cover (as long as they're aged 16-69 at the start of cover), and partners and children of the owner and employees if they choose to add them.
Cover will start 21 days after the purchase date. This is to give employees time to increase cover levels or add family members – get more details here.
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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.