Insurance for roofers

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Roofers’ insurance tailored to you

Roofers face a unique set of risks. You work at height, and you may work with heat, and it’s important that you have insurance that reflects the reality of your day to day work. With Simply Business you can build a policy that works for you, choosing from a range of key covers. Whether you work on your own or employ people, it’s quick, quality cover, without the hassle.

Do you work with heat? If so, make sure you specify this when applying, so we can arrange the right type of cover.

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What insurance do roofers need?

Public liability insurance is often a very important cover for roofers, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance should be considered by those who work in construction, as it covers both lost earnings and medical costs that result from serious injury. It could help you through the tough times if left unable to work due to an accident.

Other covers available to roofers include tool insurance, plant and machinery insurance and business equipment insurance.

Roofer insurance policy details

  • Make sure you read your policy documents carefully in order to understand any exclusions
  • If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
  • If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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Customer testimonials

“Professional, courteous, informative. You really listened to what my insurance needs were.”

Nicola Bramley, Business

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