Estate agents' insurance

Insurance designed for letting and estate agencies, tailored to you

When it comes to insurance for property professionals, it pays to be specific. Read on for a snapshot of our tailored cover options, set up to help you find the right protection, fast.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

Residential, commercial or both?

Whatever property you work with, you’ll have contact with a broad range of clients, as well as the general public. Public liability cover should be top of your list, but if you employ staff or contractors, you’ll need employers’ liability cover, too. If your agency handles just one sort of property, you can choose a policy designed specifically for [residential](/insurance/property-estate-agent/# Professional%20indemnity%20insurance%20for%20residential%20real%20estate%20agents) or [commercial](/insurance/property-estate-agent/# Professional%20indemnity%20insurance%20for%20commercial%20real%20estate%20agents) agents using our tailored form.

Handle both?

You can get a range of quick, flexible options [here](/insurance/property-estate-agent/# Real%20estate%20agency%20shop%20insurance).

Another important consideration is where you’re based. Our business premises options will help take care of the day to day risks, letting you get on with running your agency. Just add this option when you ask us for a quote.

What insurance do property estate agents need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Estate agent insurance policy details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine
• If you or your staff practice a number of therapies as part of your business, make sure you state this on your quote form

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.