Insurance for plasterers

Tailored insurance for plasterers in one simple policy

Plasterers face a unique set of risks every day, and you need insurance that protects you, your equipment, and your clients. With Simply Business you can get just that, choosing from a range of key covers to build a single, flexible policy with a single premium, a single renewal date, and a single set of documents. It’s quick, quality cover, without the hassle.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do plasterers need?

Plasterers' public liability insurance

Public liability insurance is often a very important cover for plasterers, in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Other business insurance for plasterers

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance covers you against serious injury, or even death, and will pay out for the likes of lost income and medical costs. There are certain risks that come with working as a plasterer and you should consider this cover if you would struggle financially if you were left unable to work following an accident.

Other covers available to plasterers include tool insurance, plant and machinery insurance and business equipment insurance.

The average insurance claim for plasterers is £5,209 – could you afford this if the worst happened? (Average claim being £5,209. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Thinking of becoming a self-employed plasterer?

If you are thinking about taking the leap into self-employment, check out our step-by-step guide to becoming a plasterer in the UK.

Plastering insurance policy details

• Make sure you read your policy documents carefully in order to understand any exclusions
• If you take out equipment cover, be careful not to underestimate the replacement value of your equipment
• If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Is your van insured?

By law, all vans in the UK used for business purposes need a commercial van insurance policy.

Find out more