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Personal trainer insurance

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Trusted by 800,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

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Award-winning claims team

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Business insurance for personal trainers

As a personal trainer, you need insurance that will keep your business in good shape if something goes wrong. Public liability insurance is the key cover for many personal trainers, as it can protect you if you’re faced with a compensation claim for injury or damage from a client or another member of the public.

We know that any personal trainer worth their salt does everything to keep their clients safe during fitness training, but things can still go wrong. A good insurance policy gives your business the back-up it needs.

Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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What insurance do personal trainers need?

Whether you are a self-employed personal trainer working on your own or run a personal training business employing others, with Simply Business you can tailor your policy to suit your own needs and requirements.

Liability insurance is at the heart of most personal trainer insurance policies, but there are other cover types worth checking out too. The insurance you need will depend on the individual risks your business faces, but here are some of the main types of insurance to consider:

Public liability insurance for personal trainers

  • Public liability insurance is the key cover for most personal trainers, as it covers you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million of cover.

Other business insurance for personal trainers

  • If you have employees, contractors, casual workers or temporary staff, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
  • You can choose to add business equipment insurance to your policy too, to protect your sports and training equipment in the case of damage or theft.

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How much is personal trainer insurance?

The cost of your personal trainer insurance will depend on a number of things, such as the nature of your work, the size of your contracts, the type of covers you need and your cover levels. Insurers take into account these factors to calculate your premium - the amount you pay for your insurance.

You can easily compare personal trainer insurance quotes from our panel of leading insurers and check out the price of your insurance based on your specific requirements.

Why Simply Business?

  • We're the UK’s biggest business insurance provider
  • 9/10 ratings say we’re good (or excellent)
  • 800,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Personal trainer insurance

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© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.