Nursery insurance

Insurance for playgroups and nursery schools

Running a nursery school or a children’s playgroup can be really rewarding, but childcare also comes with huge responsibility. Nursery insurance from Simply Business gives you the back-up you need to run your business with confidence, whether you’re taking care of toddlers or teaching preschoolers basic skills.

Starting with public liability insurance in case you’re sued for injury or damage, build a tailored policy to suit your needs, and compare nursery insurance quotes in minutes.

Cover from £6.78 a month, get insured in minutes. _(10% of direct debit customers repay their annual policy in 10 monthly payments of £6.78 or less across all our trades insured. Based on data from 1 January - 30 June 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do nurseries need?

You can choose which insurance covers to buy based on the risks your business faces, but these are some covers that are likely to be useful for a nursery school or playgroup:

• Public liability insurance protects you from compensation claims for injury or damage made by a member of the public. For example if a child at your nursery slipped on a spillage that you hadn’t cleaned up, their parent could make a claim against you and your public liability insurance could step in to cover the legal fees and compensation costs
• Employers’ liability insurance is a legal requirement for most businesses that have staff, and you can be fined if you don’t have a policy. It covers claims made against you by an employee for injury or illness that’s caused by their work
• Business equipment insurance can pay to replace or repair your business equipment if it’s lost, stolen or damaged

The average insurance claim for nursery schools and playgroups is £2,954 – could you afford this if the worst happened? (Average claim being £2,954. Based on data from 21 November 2018 - 20 November 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Why Simply Business?

• We're one of the UK's biggest business insurance providers
• All settled claims paid within 24 hours
• 9/10 Feefo ratings say we’re good (or excellent)
• 500,000 customers (and counting)
• Claims handled by an award-winning team
• Quote comparisons available from multiple insurers
• We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.