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Whether you provide mechanical and electrical building services or you work on production line and process control, we’ve got mechanical engineer insurance to cover your business.
Because your clients rely on your designs and recommendations, professional indemnity insurance for mechanical engineers can protect you if you’re sued for making a mistake in your work. Public liability insurance is another cover to consider: it can protect you if someone claims compensation from your business for injury or damage.
Add any other covers you need and you’ve got a tailored mechanical engineer insurance policy, to help you secure new business, reassure your clients and give you peace of mind that you’re protected.
Cover from £6.81 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.81 or less across all our trades insured. Based on data from 1 July - 31 December 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
The insurance you buy depends on your business and the risks you want to cover, but these are some of the insurance types worth considering:
Professional indemnity insurance can cover your mechanical engineering business if you’re negligent or make a mistake in your work that causes your client to lose money. For example if a fault in one of your designs means a mechanical system doesn’t work properly, your client could claim compensation from you. Your professional indemnity insurance could step in to cover the cost.
Public liability insurance protects you against compensation claims made by a member of the public for injury or damage to their property. This includes claims made by a client, a supplier, or a passerby who comes into contact with your business.
Employers’ liability insurance is likely to be a legal requirement if your business employs any staff. It can pay compensation claims if a member of staff sues you for injury or illness that’s been caused by their work.
Business equipment insurance can pay to repair or replace your equipment if it’s lost, damaged or stolen. Try to accurately estimate the cost of replacing all of your business equipment so that you’re fully covered if you come to make a claim.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.
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