Boat repair insurance

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Tailored cover for boat repair businesses

If you run a boat repair business, you know the importance of checking every detail. It’s our business to help you find a policy that’s watertight, and that will be there to protect you if something goes wrong.

We can cover you if you do a range of marine work, including mobile boat maintenance and repair work, canvas sail and rigging work, and carpentry and finish work.

Our boat repair business insurance policies begin with public liability insurance, which can pay if you’re blamed for injury to a member of the public or damage to someone’s property. You can then choose additional covers to add to your policy, including tools insurance, business buildings insurance, and employers’ liability insurance.

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What insurance do boat repair businesses need?

The exact insurance you need will depend on your individual business, but these are some of the key covers to consider:

Public liability insurance is the central part of a boat repair insurance policy. This covers you for compensation claims made by a member of the public for injury or damage to their property. For example if you’re painting a boat and you drop a tin of paint and damage the interior, your customer could make a damage claim against you and your public liability insurance could step in to cover the cost.

Tools insurance can pay to repair or replace your boat repair tools if they’re damaged, lost or stolen. When you buy this cover you need to estimate the cost of replacing all of your tools.

Personal accident insurance is particularly important if you would struggle to make ends meet if left unable to work following an accident. Working on boats comes with a number of risks, and insuring yourself against serious injury could ensure your livelihood is protected if the worst were to happen.

If you have any staff, you’re probably legally obliged to have employers’ liability insurance. This covers claims made by an employee for injury or illness caused by their work.

Why Simply Business?

  • We’re one of the UK’s biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 425,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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